Do you hate paying bills? Do you like having stuff? In today’s world, having what most people want to live comfortably involves dealing with bills. This may seem like common sense, but I keep meeting people who say to me, “I want to have a life where I have no bills!”
Having bills is part of being an adult and taking care of yourself. Unfortunately, many believe there is, somehow, a way to eliminate their bills.
Set everything up on auto-deduction
Most bill companies offer this service now – where they will deduct the money automatically from your checking account. This can be a great solution to not having to think about your bills, assuming you know you’ll have the money in your bank account when the payments are due.
If you do make enough to pay all your bills through auto-deduction, you still have to handle the bills that do not offer this service – most water bills, personal services (salon, landscaping, cleaning, daycare). And you may not think of gasoline and food as a ‘bill’, but the money needed still requires attention.
If you’re able to set everything up for auto-deduction, and it works for you – wonderful! But if you still do not have control over your Money Life, you may need to create a better system for getting organized and staying aware of your day-to-day spending.
Focus on getting rich
Wealth has nothing to do with eliminating bills. In fact, the more you accumulate, the more bills you will most likely create. And if you’re not organized enough to get your bills paid while money is tight, you will not be able to handle things when money is flowing.
My partner deals with it
We may have all heard the horror stories of someone who trusted their partner to handle all the bills, and when the relationship ended, for whatever reason, they had no idea what was going on.
Even if one person in the relationship is better at managing the bills, the other person should be aware and involved in decisions. I encourage all couples to sit down, at least once a week, and go over the bills together. If this seems like something that may bring either one of you anxiety, that is more reason that it must be done.
Focus on saving
Saving money has nothing to do with paying bills. They’re related – in theory the fewer bills you have the more you can save. However, the skills required to save money, and the skills required to pay bills are not the same.
The PLAN is a MAN
For some reason I thought this mentality went out with the 1950’s poodle skirt, but it’s 2025 and I still hear this statement way too often – from both men and women! There are plenty of men who assume they should be paying the bills, and plenty of women who assume the same thing.
If you have a belief that men are to pay bills, that’s a Belief System that can negatively impact your Money Life. I’ll repeat what I said above, even if one person in the relationship is better at managing the bills, the other person should be aware and involved in decisions.